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Mortgages
Purchasing a home, no matter where in the world, is likely to be the most significant single investment you’ll make in your lifetime. Even if it’s not the first property you own.
We don’t believe in delivering mortgage advice in isolation from the rest of your financial needs. We take a much broader perspective, making sure that your mortgage arrangements are consistent with your wider financial goals.
The significance of small numbers
While a larger down payment or the difference of a fraction of a percentage point may seem negligible on paper, they could have a significant impact over the lifetime of your loan.
This is why we take the whole picture into consideration, to ensure that your other goals aren’t at jeopardy because of buying a property.
Taking the time to prepare your finances may do more than expanding your borrowing options too. With our advice, it may also have a positive impact on your long-term financial security.
Please note your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Advice relating to a mortgage involves the referral to a service that is separate and distinct to those offered by St. James’s Place.